We don't think that saving for a down payment should be the reason you put your dreams on hold.  We can help you buy your dream home with a zero down mortgage loan.  You'll not only be able to afford a home sooner, you'll probably be able to afford more home.  With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you've saved.  And combined with an interest-only feature the payment can be further reduced.   And, for most buyers, this means qualifying for a larger loan.

Buying a home is something we all dream about, usually for years.  You may have saved money for a down payment, but just don't have enough to buy your dream home.  If that's the case, a piggyback loan may be the best option for you.   Different than a  zero down mortgage, a piggyback loan is actually two mortgages.  The first mortgage is for 80% of the purchase price.  The piggyback loan (or second mortgage) covers the shortfall between the purchase price and your down payment investment.  Some typical variations include the 80/10/10 or the 80/15/5.

The 100% MyCommunity program from Fannie Mae.  One of today's most popular programs.

Let us help you explore all your mortgage options.  MetFund looks forward to helping you!