A flexible and affordable mortgage.   

A solution for you.

The 97% My Community program from Fannie Mae

Does the thought of homeownership seem impossible?  With little to no down payment and flexible credit guidelines, our loan program just might your solution to owning a home.

This program is designed for borrowers of certain income limits or whose property is located in a designated area.

Borrower Benefits:

• Little or no down payment required from borrowers funds (gift funds allowed)
• No minimum borrower contribution required on 1 unit properties
• Cash on hand may be deposited into account in as little as 30 days prior to close
• Reduced mortgage insurance premiums – lower monthly cost
• Up to 6% seller contributions  - as much as 9% in some cases
• Flexible income and credit history (non-traditional credit accepted)
• 40-year and interest-only loans available
• Homebuyer Education not required on 1-unit properties

To find out more about our mortgage programs, please call us today: 888-225-2043

Is This mortgage right for You?

• Applicants with limited savings available for a down payment with incomes at or below 100% of area median income as determined by Fannie Mae or:
  
• Of any income level looking to purchase a home in a FannieNeighbors™ designated area;
  
• Teachers, police, firefighters, military personnel and health care workers have additional enhanced guidelines;
  
• Applicants with a disability or with an occupant family member with a disability have enhanced guidelines;
  
• Refinancing homeowners who meet income guidelines or whose property is located in an eligible designated location;

• The Fannie Mae MyCommunity Mortgage program offers additional mortgage solutions for low to moderate income (LMI) borrowers.

It’s all part of the way we provide opportunities in mortgage financing.  MetFund, finding the Mortgage that Works for You!